With roots stretching back to 1949, Broadwater Insurance Agency brings over half a century of insurance expertise to our clients. When our founder, Robert Thill, first entered the industry, insurance policies were still handwritten, calculators were a luxury, and a homeowner’s policy cost less than $100 annually.
Through the decades, we’ve helped clients navigate the aftermath of earthquakes and fires, adapted to the digital revolution in claims processing, and witnessed the transformation of cyber liability from science fiction to essential coverage. We’ve guided families through the evolving challenges of rising construction costs, supported businesses through economic cycles, and stayed ahead of emerging risks like identity theft and drone liability. While technology and risks have changed dramatically since our founding, our commitment to personal service remains unchanged. This deep well of experience, spanning 77 years and two generations of insurance professionals, means we’ve not only seen it all—we’ve insured it all.
Our longevity in the industry translates to unmatched expertise in finding the right coverage solutions for our clients, whether they’re protecting their first home or their growing apartment empire.
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is. When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.
At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.